Current Mortgage Interest Rates in California – April, 2025 | The Lending Mamba

If you’re in the market for a new home or considering a refinance in California, staying informed about current mortgage interest rates is key. At The Lending Mamba, we’re here to help you navigate the mortgage landscape with the latest insights.

 California Mortgage Rates as of April , 2025
As of today, the average mortgage interest rates in California are:

30-Year Fixed Mortgage: 6.85%

15-Year Fixed Mortgage: 6.06%

These rates are in line with current national mortgage trends, reflecting continued market stabilization after recent economic shifts.

What This Means for California Homebuyers
With a 30-year fixed mortgage rate at 6.85%, buyers can lock in a predictable monthly payment for the long term. This is ideal for those planning to stay in their home for many years. On the other hand, the 15-year fixed mortgage rate at 6.06% offers a lower interest rate and faster equity build-up—perfect for those who want to pay off their mortgage sooner.

Is Now a Good Time to Buy or Refinance?
While today’s rates are higher than the historic lows seen a few years ago, they are still competitive when viewed over the long term. Locking in a rate now could be beneficial, especially with forecasts predicting moderate rate increases later this year.

Here at The Lending Mamba, we’re helping California residents:

Get pre-approved for competitive rates

Explore loan options tailored to their financial goals

Refinance existing mortgages for better terms

Understand their buying power in today’s market

💬 Talk to a Loan Expert Today
At The Lending Mamba, we believe in empowering you with knowledge and the best loan options available. Whether you’re buying your first home in Anaheim or refinancing your dream home in Orange County, we’re here to help every step of the way.

📞 Call us at 657-777-0024
🌐 Visit: www.thelendingmamba.com
📧 Email: info@thelendingmamba.com