Self-Employed Mortgage Options in California: Conventional, Bank Statement, P&L, Asset-Based and DSCR Paths

Running a business can create strong cash flow and still produce a complicated mortgage application. Tax deductions, depreciation, retained earnings, uneven monthly revenue and multiple business entities may make a self-employed borrower’s financial picture harder to summarize than a salaried employee’s. That does not mean a California business owner must automatically use a specialty loan. […]