CalHFA MyHome Archives - The Lending Mamba, Inc.

April 30, 2026

Best Down Payment Choices for First-Time Homebuyers in California: 2026 Guide

admin admin First-Time Home Buyer CalHFA MyHome, California, California First-Time Homebuyer, California Mortgage, conventional loans, Down payment assistance, Down Payment Options, FHA Loans, First-Time Buyer Guide, Homebuyer Programs 2026, Low Down Payment Mortgage

For many first-time homebuyers in California, the down payment feels like the biggest obstacle between renting and owning. The common assumption is that every buyer needs 20% down. That is not true. Depending on eligibility, some mortgage programs may allow 0%, 3% or 3.5% down, while assistance programs may help with part of the down […]